This income analysis and repositioning tool is designed to help you calculate the amount of income you'll need to maintain your lifestyle in retirement and to provide you with insight on where you stand in regards to achieving that goal. It uses a 3-step process to estimate how much of your retirement assets need to be repositioned into an annuity to help ensure that you have guaranteed income to cover your essential and lifestyle expenses. Note: The guarantees associated with an annuity are backed by the claims-paying ability of the issuing insurance company.

Step 1: IDENTIFY

  • Your retirement expenses and guaranteed income
  • Your potential Retirement Income Gap
  • Your current assets

Step 2: EVALUATE

  • How much of your retirement expenses you want to be covered by guaranteed income
  • When you are planning to start withdrawals
  • What income credit and withdrawal rates you are expecting from your annuity

Step 3: GUARANTEE

  • Potentially more income by repositioning assets into an annuity
  • Potentially more income to help cover your essential and lifestyle expenses